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PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q45-Q50):
NEW QUESTION # 45
The intent of assigning a risk ranking to vulnerabilities is to?
- A. Ensure that critical security patches are installed at least quarterly.
- B. Prioritize the highest risk items so they can be addressed more quickly.
- C. Ensure all vulnerabilities are addressed within 30 days.
- D. Replace the need for quarterly ASV scans.
Answer: B
Explanation:
PCI DSSRequirement 6.3.1requires entities toassign a risk rankingto vulnerabilities (e.g., high, medium, low) to ensure thatremediation efforts are prioritised. This risk-based approach helps organisations focus resources where they are most needed.
* Option A:#Incorrect. Timeframes depend on the severity and internal policy, not always 30 days.
* Option B:#Incorrect. Risk ranking supports remediation but doesn't replace scanning.
* Option C:#Correct. The purpose is toprioritise higher-risk itemsfor faster action.
* Option D:#Incorrect. Patch frequency is addressed elsewhere (Requirement 6.3.3).
NEW QUESTION # 46
Which of the following describes "stateful responses" to communication Initiated by a trusted network?
- A. Active network connections are tracked so that invalid "response" traffic can be identified.
- B. A current baseline of application configurations is maintained and any mis-configuration is responded to promptly.
- C. Administrative access to respond to requests to change the firewall Is limited to one individual at a time.
- D. Logs of user activity on the firewall are correlated to identify and respond to suspicious behavior.
Answer: A
Explanation:
Stateful Inspection
* PCI DSS Requirement 1.2 specifies the need for stateful inspection to track the state of active connections. This ensures that only valid responses to communication initiated by trusted networks are allowed.
* Invalid or unsolicited response traffic is blocked to prevent exploitation of vulnerabilities.
Key Functionality of Stateful Firewalls
* Stateful firewalls maintain session information and only allow traffic that matches an existing session or expected response.
Incorrect Options
* Option A: Administrative access restrictions are important but unrelated to stateful responses.
* Option C: Baseline configurations are a different security control.
* Option D: Logging and correlation are for threat detection, not stateful response.
NEW QUESTION # 47
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?
- A. Authorization
- B. Clearing
- C. Settlement
- D. Chargeback
Answer: C
Explanation:
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.
Reference:PCI SSC Glossary - Definitions of "Authorization", "Clearing", and "Settlement".
NEW QUESTION # 48
Which statement about the Attestation of Compliance (AOC) is correct?
- A. The AOC must be signed by both the merchant/service provider and by PCI SSC.
- B. There are different AOC templates for service providers and merchants.
- C. The AOC must be signed by either the merchant/service provider or the QSA/ISA.
- D. The same AOC template is used for ROCs and SAQs.
Answer: B
Explanation:
There areseparate Attestation of Compliance (AOC) templatesfor different use cases, specifically formerchantsandservice providers, and forSAQsversusROCs. Each template is tailored to match the reporting needs of that assessment type.
* Option A:#Correct. PCI SSC publishes distinct AOC templates depending on whether the entity is a merchant or service provider, and depending on whether they are completing an SAQ or ROC.
* Option B:#Incorrect. The AOC is not signed by PCI SSC. It must be signed by the assessed entity and, where applicable, the QSA or ISA.
* Option C:#Incorrect. ROCs and SAQs use different AOC formats.
* Option D:#Incorrect. Both the entity and the assessor (if applicable)mustsign.
References:
PCI DSS v4.0.1 - Section 11: Instructions and Content for Report on Compliance Attestation of Compliance for Report on Compliance - Service Providers(uploaded) - Pages 1-2.
NEW QUESTION # 49
What is the intent of classifying media that contains cardholder data?
- A. Ensuring that media is clearly and visibly labeled as "Confidential" so all personnel know that the media contains cardholder data.
- B. Ensuring that all media is consistently destroyed on the same schedule, regardless of the contents.
- C. Ensuring that media containing cardholder data is moved from secured areas on a quarterly basis.
- D. Ensuring that media is properly protected according to the sensitivity of the data it contains.
Answer: D
Explanation:
Requirement 9.6.1mandates theclassification of mediaso that appropriatehandling, storage, and disposalprocedures are applied based on thesensitivity of the data. This ensures that media storing cardholder data is not treated the same as media containing non-sensitive content.
* Option A:#Correct. Classifying media enablesrisk-appropriate protections.
* Option B:#Incorrect. Movement schedules are not mandated.
* Option C:#Incorrect. Labeling is a recommended control but not the primary intent.
* Option D:#Incorrect. Destruction must bebased on data classification, not uniform timing.
Reference:PCI DSS v4.0.1 - Requirement 9.6.1.
NEW QUESTION # 50
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